Innovation intelligence brief
Innovation intelligence brief
Vontobel Volt® – aufgeladen mit über 90 Jahren Anlageerfahrung. Hand drauf. Vorsorgen und Investieren – alles in einer App.
What became of it
Completed · Medium confidence · Last verified 2026-10-17
As catalogued
Mobile app from private bank Vontobel combining pillar 3a pension savings and actively managed investing in one app.
2026 reality
Volt is actively marketed (2026 copyright) with Volt 3a and Volt Invest, actively managed portfolios, 24/7 risk management, personal investment advice and a portfolio simulator. Annual fees for Volt Invest and Volt 3a were lowered effective 1 November 2025.
The original model remains substantially intact; the only documented change is a fee reduction in November 2025.
positions active management by a private bank against low-cost passive 3a apps; the fee cut suggests price pressure in Swiss digital 3a.
Third taxonomy
REVIEW · Verified on volt.vontobel.com that Volt 3a is still offered and that annual fees for Volt Invest and Volt 3a were lowered from 1 November 2025. No changes; the catalog-role mismatch stays noted.
Documented evidence
Homepage
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Research interpretation
Classification paths, as catalogued, connect this example to the original insurance digitalization research models.