Innovation intelligence brief
Innovation intelligence brief
Get insured on a friend's car for as little as an hour from your mobile.
What became of it
Completed · Medium confidence · Last verified 2026-10-17
As catalogued
UK mobile app selling on-demand, hourly car insurance for borrowing a friend's car, bought in minutes without affecting the owner's policy.
2026 reality
Cuvva, an FCA-authorised firm (FRN 690273), sells temporary insurance from 1 hour to 28 days for cars and vans, hourly learner-driver cover, drive-away, impound, motorhome/campervan and international-licence cover. It reports 16 million+ policies sold and 1.8 million+ customers since 2015.
The on-demand temporary model remains; the range expanded from borrowed cars to vans, learner drivers, impound release and other short-term use cases. Between 2020 and at least 2022 Cuvva also sold a pay-monthly subscription car policy funded by its 2019 Series A; the 2026 homepage markets only temporary cover. The domain moved from cuvva.co to cuvva.com.
the pioneer and one of the best-known UK temporary motor insurance apps; the category now has several competitors.
Third taxonomy
REVIEW · Spot-checked activity (2026 site) and found no acquisition; added the December 2019 GBP 15M Series A and the pay-monthly subscription product (Coverager, Insurance Edge), which the draft had not researched. Classifications unchanged.
Documented evidence
Startseite
Mobile Distribution
Get insured by on any car by hour
Enter registration number
Remaining hours
Subscriptions
Multiple cars
Homepage 2018
Options
Research interpretation
Classification paths, as catalogued, connect this example to the original insurance digitalization research models.