Innovation intelligence brief
Innovation intelligence brief
Use your personal network to pay for your car insurance deductible when you have to file a claim_; Get cash back when your group has a loss-free year
What became of it
Blocked · Low confidence · Last verified 2026-10-17
Research is blocked: there was not enough public evidence to establish what became of this innovation. Nothing below should be read as a verified 2026 status.
As catalogued
A P2P concept in which a driver's group of friends and family pooled money to pay members' car-insurance deductibles after a claim, returning up to 90% of the pooled premium if the group stayed loss-free.
2026 reality
insureapeer.com refuses HTTPS connections, and over HTTP it serves an unrelated Chinese-language page (October 2026). No active service and no public coverage of the company were found.
Web archive captures from 2015 to 2018 show only a pre-launch 'Get Invited Now!' email sign-up page (© 2015) and no live product; no acquisition, rebrand or closure announcement was found.
one of several 2015-2016 deductible-sharing P2P concepts (compare InsPeer and Friendsurance), with no evidence of lasting market presence.
REVIEW · Re-checked the domain (HTTP now serves an unrelated Chinese-language page) and found no coverage in a further search; status remains BLOCKED. Removed the unrelated ZeroedOut source and the reference to it, and re-indexed the milestone source.
Documented evidence
Startseite
Research interpretation
Classification paths, as catalogued, connect this example to the original insurance digitalization research models.