Innovation intelligence brief
Innovation intelligence brief
The world's fastest insurance: Insure assets and trips in just seconds via mobile app and keep an overview of the insurance.
What became of it
Completed · Medium confidence · Last verified 2026-10-17
As catalogued
Mobile app for insuring personal assets and trips within seconds and keeping an overview of one's insurance.
2026 reality
Berlin-based INZMO (operating since 2017, according to the company) sells, via a German-market website, phone, laptop/tablet, bicycle and e-scooter insurance and rental deposit guarantees to consumers, and residual value, battery state-of-health and extended warranty cover to automotive fleets and owners, plus residual value insurance for hard tech (robotics, electronics, agricultural machinery). It reports 250,000+ customers and offers digital claims and a self-service portal.
The consumer gadget offer remains, extended into rental deposit guarantees and B2B residual value and warranty products for vehicle fleets and hard-tech assets; trip insurance is no longer featured.
residual value and battery-health cover for EV fleets and leasing addresses a larger, less commoditised B2B risk pool than consumer gadget insurance.
the EV battery and residual value products position INZMO in a niche linked to the electrification of fleets, distinct from generic gadget insurers.
Third taxonomy
REVIEW · Verified the live product range and 250,000+ customers on inzmo.com; added the January 2021 seed round (Tech.eu), which confirms the Berlin base and the then-planned rental deposit product, and removed the unsupported 'mainly in Germany' wording.
Documented evidence
Startseite
Mobile Distribution
Homepage 2019
Coverage
How
Partner
Research interpretation
Classification paths, as catalogued, connect this example to the original insurance digitalization research models.