Innovation intelligence brief
Innovation intelligence brief
Creating the next model for the Insurance Industry based on the real crowd need, privacy, decentralization technologies, and full automatization. Combining Blockchain, Smart Contracts, Internet of Things, Artificial Intelligence and much more to provide the next generation tools and services.
What became of it
Reviewed · Low confidence · Last verified 2026-10-17
As catalogued
Swiss start-up (founder Patrick Wittwer) that set out to become the first Swiss peer-to-peer insurer, styling itself 'the European answer to Lemonade', combining blockchain, smart contracts, IoT and AI for crowd-based, automated insurance.
2026 reality
Versicherix AG (Lohn-Ammannsegg SO, UID CHE-424.656.914) is still listed as existing in the Swiss commercial register; its registered purpose is insurance consulting, developing insurtech technologies and operating insurance portals, and the last SOGC publication dates from 21 December 2022. versicherix.ch returned HTTP 503 in October 2026, and no products, customers or news after about 2017 were found, so the company appears dormant.
Around 2017 the company reportedly moved from aiming to be a P2P insurer to offering blockchain services for next-generation insurers; this shift is already partly reflected in the catalog mission. No later operating activity was found.
one of several 2015-2017 blockchain/P2P insurance concepts that did not reach visible commercial scale.
Third taxonomy
REVIEW · Verified the register data (Moneyhouse: active, Lohn-Ammannsegg, registered 4 Sep 2015, last publication 21 Dec 2022) and the 2017 P2P-to-blockchain pivot (Coverager, screenshots dated Sep 2017); versicherix.ch still returns HTTP 503. Dated the pivot milestone to 2017-09; operating activity remains unverified.
Documented evidence
Startpage
Steps
Research interpretation
Classification paths, as catalogued, connect this example to the original insurance digitalization research models.