Innovation intelligence brief
Innovation intelligence brief
Transparent - Einfach - Digital. Ihr digitaler Versicherungsbetreuer.
What became of it
Completed · Medium confidence · Last verified 2026-10-17
As catalogued
Munich-based 'digital insurance caretaker' (founded 2015/2016) replacing the traditional advisor with an online policy archive, insurance management platform and broker service for private customers.
2026 reality
TED Versicherung GmbH operates as an independent insurance broker (Versicherungsmakler) offering private lines (liability, contents, health, motor, disability, building, retirement) and business liability and legal protection, with a digital contract folder, digital signing, chat-based advice and claims reporting, and a contract check; website footer dated 2026.
The original model remains substantially intact; business lines (commercial liability, legal protection) appear alongside private lines.
one of the 2015-2016 wave of German broker-app start-ups (alongside Clark, Knip, FinanceFox); this model largely consolidated around a few large players.
Third taxonomy
REVIEW · Verified the 2026 website (TED Versicherung GmbH, (c) 2026, private and business lines, digital folder) and the January 2016 deutsche-startups.de launch coverage (Munich, commission-based digital broker); no changes.
Documented evidence
Homepage
Services
Mobile
Research interpretation
Classification paths, as catalogued, connect this example to the original insurance digitalization research models.