Innovation intelligence brief
Innovation intelligence brief
Reduce claims adjusting costs and decrease cycle times. HOVER transforms smartphone photos of any home to accurate line lengths and surface area measurements for every facet of the home including roofing, siding, windows, doors, fascia, soffit, trim and more.
What became of it
Completed · Medium confidence · Last verified 2026-10-17
As catalogued
Smartphone-photo-based 3D home modelling that produced accurate exterior measurements (roof, siding, windows) to reduce claims-adjusting costs and cycle times.
2026 reality
Hover offers insurers a claims solution in which policyholders capture roofs, elevations and interiors by smartphone, producing claims packages with measurements, plans and damage photos; capture requests can be triggered via Verisk, CoreLogic or Hover at FNOL, with data flowing into Xactimate, ClaimsConnect and SettleAssist. It cites 500k homeowner scans.
The original model remains, extended from exterior measurement to interior captures, FNOL-triggered homeowner self-service and integrations with claims estimating platforms; Hover continues to serve contractors and homeowners alongside insurers.
distinctive for policyholder self-capture feeding directly into estimating tools, enabling desk settlement of property claims.
Third taxonomy
REVIEW · Confirmed the 2026 insurance offering on hover.to (© 2026 Hover, Inc.) and added the 2020 Series D led by insurers (TechCrunch, Crunchbase News); found no acquisition.
Documented evidence
Add property
3D Model
Measurement data
Homepage
Insurance Value Proposition
Research interpretation
Classification paths, as catalogued, connect this example to the original insurance digitalization research models.